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Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Rates displayed apply to California residents. The quote form doesn't request your name, phone, or email until you decide to move forward with an application.

How to read the results

Monthly price is the carrier's quoted monthly fee for the amount of coverage, length and health class you provided. Rate class names the underwriting tier for your quote; underwriting makes the final determination. Exam indicates whether a paramedical exam will be needed; many carriers can now approve quickly without exams. A.M. Best is a rating of the carrier's financial strength and capital.

Clicking Apply opens a secure application on the carriers' system, pre-populated with your information, processed by Susman Insurance Agency (California License 0B75129). You can pause and come back, and you're not committed until you receive and agree to the final policy.